MARCUS NOTES

Context of the Video and Key Takeaways

The video focuses on using Claude 3.7, an AI tool, to generate profitable web pages, calculators, and interactive “counters” with no programming experience required. The speaker demonstrates how you can:

1. Prompt Claude 3.7 with specific instructions (e.g., “”Build a mortgage calculator”” or “”Create a YouTuber net-worth tracker””).
2. Automatically generate fully functional PHP (or React) code.
3. Monetize the resulting pages with affiliate links, ads, or lead-generation offers.
4. Deploy quickly on your web host and drive traffic from social media, search engines, or both.

He frames AI as a massive economic disruptor: big players like Alibaba and JPMorgan invest billions. At the same time, people can still capitalize on it by launching small niche projects, building “mini tools,” and embedding monetization. Elon Musk’s’ predicted path to becoming the world’s first trillionaire (by 2027) underscores how fast AI technology can generate value—and the speaker wants viewers to grab a small slice for themselves.

The creator’s notes (below) mirror these themes, emphasizing that artificial intelligence isn’t just a buzzword but a game-changing opportunity if you understand how to harness it.

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Here is an expanded discussion of whether this is a good strategy, how to improve it, and how to make money using the Claude 3.7 approach. This should help you see exactly why this method works and how to enhance or refine it to maximize profits.

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Below is an updated, integrated write-up that includes:

• Detailed notes and timestamps from the original video transcript
• The creator’s notes you provided (why Claude 3.7 is a game-changer, the $1.4 trillion disruption, etc.)
• Additional detail about creating and uploading PHP files using cPanel on Hostinger

This is designed to be a one-stop guide that walks you through how to replicate the strategies shown in the video, step by step.

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Video Transcript Recap, Notes, and Timestamps

Below is a detailed timestamped outline of the video content. You’ll see what the speaker covers at each time marker and how it connects to using Claude 3.7 to build money-making websites and tools.

0:03 – 1:04: Setting the Stage

• The speaker (Marcus) declares that Claude 3.7 just released and might threaten a $1.4 trillion industry.
• He promises to show how everyday users can profit from AI—even if they lack coding experience or large budgets.

1:04 – 2:05: Economic and AI Headlines

• Mentions advanced AI developments (two bots spontaneously creating their language, major companies investing in AI).
• Points out Elon Musk’s potential to become the first trillionaire by 2027.

2:05 – 4:47: The Looming Recession and Leveling the Field

• Warns of a recession or depression that AI-driven job losses could accelerate.
• It argues that small entrepreneurs can still capitalize on AI tools like Claude 3.7 cheaply and quickly.

4:47 – 8:20: Introducing Claude 3.7 for Making Money

• Explains the step-by-step approach of using Claude to create code and content automatically.
• Emphasizes how AI drastically cuts down on cost and time to produce 50–100+ pieces of content daily.

8:20 – 10:00: Basic Online Earning Methods

• Lists common ways to monetize online:
  1. Ads (e.g., AdSense)
  2. Affiliate Offers
  3. Selling Own Products or memberships
  4. Pay-per-call or pay-per-lead

10:00 – 11:00: The One Cost – Web Hosting

• Advises getting your own hosting + domain instead of relying on free platforms.
• Recommends a low-cost $9/month hosting, or similar.

11:00 – 19:00: Live Example – YouTuber Net Worth & Earnings

• Demonstrates how Claude 3.7 can generate PHP code for a “MrBeast net worth” tracker.
• Shows how to embed affiliate offers inside that code automatically.
• Covers how to expand this into a multi-page site with dropdown lists for PewDiePie, T-Series, etc.

19:00 – 27:00: Building Entire Multi-Page Sites

• Uses site maps and dropdown menus to link multiple calculators.
• Explains that every step—layout changes, disclaimers, logos—can be handled by AI prompts.

27:00 – 39:00: More Niches & Traffic Insights

• Encourages you not to rely solely on SEO; you can share these tools on Pinterest, Facebook, TikTok to get traffic.
• Shows how a “speeding ticket calculator” site quickly ranked on Google without extensive SEO.

39:00 – 45:00: Crime Statistics Counter Example

• Creates a real-time crime stats page for Los Angeles with a clickable map.
• Suggests monetizing via home security or safety affiliate offers.

45:00 – 48:00: Domain Strategy & SEO

• Explains buying cheap, expired domains for as little as $20–$30 can give you a head start.
• Demonstrates how some AI-generated pages rank in days or weeks.

48:00 – 56:00: Finance Niches – Saving for Retirement

• Builds a retirement savings visual and calculator.
• Emphasizes high-value verticals like personal finance for affiliate payouts and ads.

56:00 – 1:03:00: Stock Gains & Motley Fool Example

• Shows how to create a tech stock gains page with a real-time counter.
• Embeds a Motley Fool affiliate link paying $225 per sale.

1:03:00 – 1:12:00: Mortgage Calculator Example

• Creates a mortgage calculator showing “interest per second.”
• Inserts a “What if you reduce your rate by 1%?” upsell that links to a refinance offer.

1:12:00 – 1:20:45: Health & Fitness Example; Conclusion

• Briefly covers a calorie calculator that visualizes daily needs.
• Explains how such tools can lead to affiliate commissions on diet/fitness offers.
• Wraps up by stressing how Claude 3.7 is easy, powerful, and accessible to non-coders.

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Creator’s Notes and Expanded Explanation

Claude 3.7 – Programming Is Over!

Artificial intelligence isn’t just another tech buzzword. It’s reshaping entire industries and potentially fueling the rise of the world’s first trillionaire by 2027. However, you don’t need a massive budget to take advantage: Claude 3.7 can automate code creation, data visualization, and content so you can launch profitable online ventures.

Key Advantages of Claude 3.7

1. Advanced Data Visualization
   • Produces tables, interactive charts, real-time counters—far beyond just text generation.
2. Effortless Code Creation
   • Simply give it “prompts,” and it returns PHP or React code you can paste into your site.
3. Dynamic Content Generation
   • Long-form text, disclaimers, calls to action, affiliate links—Claude can embed these directly in the code.
4. Accessible to Everyone
   • No large capital or programming background necessary. Your main job is to think of a valuable “tool” (mortgage calculator, net worth tracker, etc.) and prompt Claude step by step.

The $1.4 Trillion Disruption

Major companies and billionaires (like Elon Musk) are pouring billions into AI. Meanwhile, smaller entrepreneurs can quickly build AI-driven tools to attract traffic and monetize—leveling the playing field if you take action now.

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How to Build and Deploy Claude 3.7 PHP Tools

Below is the practical, hands-on process to create and upload your PHP files to cPanel (specifically for Hostinger, though the steps are similar on other hosts):

1. Prepare Your Domain and Hosting

• Buy a domain related to your topic (e.g., investing, mortgages, YouTubers).
• Sign up with Hostinger (or your preferred hosting). Hostinger usually provides a user-friendly hPanel (their version of cPanel).
• Point your domain to Hostinger’s nameservers (done at your domain registrar).

2. Access Your File Manager in hPanel

1. Log into your Hostinger account.
2. Click Manage next to the hosting plan for your domain.
3. Look for File Manager or “Files” inside your hPanel dashboard.

3. Create a New PHP File

1. Within File Manager, open the main folder for your domain—often called public_html.
2. (Optional) Create a subfolder if you want to organize different tools. Example: public_html/mortgage_calculator/.
3. Click New File (or “+ File”), and name it something like mrbeast.php or mortgage.php—make sure it ends with .php.

4. Generate Your Code with Claude 3.7

1. In the Claude interface, prompt it: “Please create a PHP script that calculates MrBeast’s net worth in real time and shows how much he makes per second. Embed my affiliate link http://mydomain.com/ref.php.”
2. Claude often outputs text with php code blocks. Copy the entire block of code.
3. If you need adjustments: “Please convert to PHP,” “Add disclaimers,” “Insert a refi upsell,” etc.
   Copy the revised version once Claude is done.

5. Paste the Code in Your Hostinger File Manager

1. Edit the new file (mrbeast.php or mortgage.php).
2. Paste all the code from Claude.
3. Click Save.

6. Test Your New Page

1. Open a new browser tab.
2. Go to https://yourdomain.com/mrbeast.php (or whichever path you created).
3. You should see your tool (calculator, counter, etc.) in action.

If You Get an Error

• Copy the exact error message.
• Go back to Claude and type: “I received this error when running the PHP script: [paste the error message]. Please fix the code.”
• Copy the revised code, paste it back into your .php file, and save again.

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Examples from the Video & Beyond

Example 1: Mortgage Calculator

• Prompts: “Please create a PHP script that asks for the loan amount, interest rate, and term. Then display monthly and per-second interest, plus an upsell for refinancing.”
• Monetize with:
  • Mortgage refinance offers
  • Pay-per-lead forms
  • Real estate affiliate programs

Example 2: YouTuber Earnings Tracker

• Prompts: “Create a dropdown with top YouTubers (MrBeast, PewDiePie, T-Series), each showing a real-time ‘earnings per second’ estimate. Include disclaimers and a link to a YouTube course affiliate.”
• Monetize with:
  • Video marketing courses
  • YouTube toolkits or consulting

Example 3: Net Worth Comparisons

• Prompts: “Display the net worth of Elon Musk, Jeff Bezos, Bill Gates, and show how much each gains per second. Include disclaimers and a link to a personal finance course.”
• Monetize with:
  • Finance products
  • Wealth management affiliate programs
  • High-paying ads

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Monetization Overview

1. Affiliate Marketing
   • Use your .php file to embed calls to action (CTAs) or banner ads from affiliate networks (e.g., ClickBank, CJ, ShareASale).
2. Advertising Networks
   • AdSense, Ezoic, and Mediavine. Insert code snippets into the AI-generated pages.
3. Lead Generation
   • If your calculator pinpoints an interest rate or monthly savings, encourage users to fill out a form for personalized quotes.
4. Selling Your Own Products
   • Launch a membership site or an ebook. Claude can help generate signup forms and disclaimers.

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SEO & Traffic Tips

• Keyword Research: Find highly specific (long-tail) terms like “30-year mortgage interest calculator” or “PewDiePie net worth per second.”
• On-page SEO:
  • Use relevant page titles, meta descriptions, and headings.
  • Include short explanatory text around the calculator to give context.
• Mobile-Friendly & Fast: Many potential visitors will be on mobile, and slow pages can hurt user experience.
• Regular Updates: If your data changes (e.g., new net worth numbers, updated stock prices), ask Claude to generate updated code or text.

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Wrapping Up: AI-Powered Profits Made Simple

Claude 3.7 removes traditional programming hurdles by generating fully functional code on demand. This levels the playing field, letting you build “mini-app” websites—mortgage calculators, net-worth trackers, YouTuber earnings counters, crime stats, calorie calculators, etc.—in a matter of minutes. All that remains is to:

1. Identify a profitable topic or niche.
2. Prompt Claude with specific instructions.
3. Copy and paste the results into .php files on your Hostinger (or other) web hosting.
4. Monetize via affiliate, ads, or your own offers.
5. Share your tool on social media or optimize it for search engines.

As the video repeatedly drives home:

“Programming is Over!”
AI can handle coding. Your role is to strategize, create interesting “tools,” and embed relevant profit streams.

With potential economic turbulence ahead, and billionaires doubling down on AI investments, the time to grab your piece of the AI revolution is now. By following these straightforward prompts, you can launch your first (or next) online business model with minimal risk, minimal budget, and maximum creative freedom—just as shown in the video.

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Summary of Action Steps

1. Get a Domain + Hosting (Hostinger)
2. Prompt Claude 3.7 to build a tool relevant to your niche.
3. Copy the Generated PHP code into a new .php file via File Manager in hPanel.
4. Test Your Tool at yourdomain.com/tool.php.
5. Monetize with affiliate links, ads, or lead capture forms.
6. Drive Traffic from social media, SEO, or paid ads.

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By following this guide and revisiting each timestamp in the video for real-life examples, you’ll have all you need to start creating—and profiting from—AI-generated websites and calculators with Claude 3.7. Enjoy building your interactive tools and watch the results come in!

1. Is This a Good Strategy?

Yes—For Several Reasons

1. Low Barrier to Entry
   • You only need a domain ($10–$15/year), basic hosting ($5–$10/month), and an AI tool (Claude 3.7). That’s’ far more affordable than hiring a developer or taking months to learn coding yourself.
2. Easy to Replicate and Scale
   • You can pivot quickly if one tool or niche performs poorly. Claude 3.7 can generate unlimited calculators, counters, or pages for any subject. You don’t lose much time or money if you need to try something new.
3. High Value to the User
   • People love interactive, data-driven tools (mortgage calculators, net-worth trackers, interest counters, etc.). Adding an element of real-time calculation or visualization hooks users better than simple text.
4. Multiple Monetization Avenues
   • You can embed affiliate links, display ads, collect leads, or promote your products/services. Each “mini-site” can earn money in more than one way.
5. Faster SEO Potential
   • Because of low competition and high user engagement, interactive tools sometimes rank well (and faster) for specific long-tail keywords. Or, you can share them on social media—people like fun, “live” counters.

Possible Limitations

• Need Some Basic Tech Skills
  Even though Claude 3.7 simplifies coding, you still need to understand how to:
  • Work with your hosting File Manager
  • Create and edit .php files
  • Keep track of affiliate links, disclaimers, etc.
• Competition
  While many people have yet to do this (giving you a short-term advantage), the ease of AI means more will try similar ideas. Having some unique angle—like specialized data or building a significant brand presence—helps you stand out.

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2. How to Make It Better

1. Focus on Highly Specific Niches
   • Instead of making a generic mortgage calculator, consider a niche angle like “VA loan mortgage calculator for first-time buyers” or “Eco-friendly home mortgage savings counter.” The more specific, the less competition—and the more targeted your audience.
2. Add Extra “Sticky”” Features
   • Email Capture: Offer a more detailed report in exchange for an email address so that you can build a mailing list.
   • Share Buttons: Make your tools easily shareable on social platforms or via email. A “cool real-time counter” can go viral in the right communities.
3. Customize or “Brand” the Design
   • While Claude 3.7 can create a functional page, you can enhance credibility by:
     • Inserting your logo and consistent color scheme.
     • Offering short paragraphs explaining the data sources or disclaimers (users appreciate transparency).
4. Embed Video
   • Make a quick YouTube video explaining your calculator’s work or summarizing the results. Embed that video under the tool. This can increase dwell time and improve SEO.
5. Regularly Update Data
   • Tools that depend on external data (e.g., net worth of celebrities, interest rates) will become stale if the data never updates. Use Claude to refresh monthly or weekly if needed—search engines love fresh content.
6. Create Multi-Tool Sites
   • Cross-link multiple small scripts or calculators in one niche (like a “finance hub” “) in a site map or main navigation. This can keep users on your website longer and increase your chances of monetization.

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3. How to Make Money (Monetization Methods)

One of the key selling points of this strategy is how flexible the “mini-tool” model is for monetization. Below is a deeper look at each common way to make money.

Method 1: Affiliate Marketing

How It Works:

• You partner with a company through an affiliate network (e.g., ClickBank, CJ Affiliate, ShareASale, OfferVault) or direct affiliate programs.
• You get a unique tracking link to promote their product or service.
• You earn a commission when a user clicks that link and makes a purchase (or performs a required action).

Where to Embed in Your Tool:

• Call-to-Action (CTA) Buttons: For example, “See How to Lower Your Mortgage Rate by 1%” leads to a refinance affiliate.
• Banner Ads: Insert a header or sidebar banner that Claude 3.7 can code for you.
• In the Results Summary, for example, “You could save $50,000 over 30 years—click here to see rates with [Partner].”

Example Niches & Affiliate Products:

• Mortgage/Refinance: LendingTree, Quicken Loans partner programs.
• Net Worth/Finance: Personal finance courses or Motley Fool” Stock Advisor.”
• YouTuber Earnings: Video marketing courses, influencer toolkits.

Method 2: Display Advertising

How It Works:

• Sign up for an ad network (Google AdSense, Ezoic, Mediavine).
• Place ad units on your tool pages—banner ads, text ads, etc.
• Depending on the network, you earn either per impression (CPM) or per click (CPC).

Why It’s’ Good:

• No selling required—visitors see the ads; you earn if they click or view.
• It can be combined with affiliate marketing for multiple revenue streams.

Best Niches:

• Finance, real estate, insurance, and legal typically have high CPC (cost per click), meaning you earn more each time someone clicks.

Method 3: Lead Generation

How It Works:

• You partner with a company that pays per qualified lead (e.g., a mortgage broker might pay $20–$100 for each lead generated).
• When someone uses your tool and wants personalized help (like a mortgage quote), they fill out a form or call a phone number.
• You earn money for each form you fill out or phone call.

Where to Insert:

• A “Request a Quote” form is below your mortgage or savings calculator.
• A “Get Personalized Net Worth Coaching” form if your site deals with wealth management.

Why It’s’ Lucrative:

• Commissions can be high, especially in finance or health niches.
• You’re not waiting for a sale—just an interested lead.

Method 4: Sell Your Products/Services

How It Works:

• If you’re an expert in a given field (fitness, personal finance, etc.), create a paid membership, eBook, or course.
• Use your tool or calculator as a “hook” to get people interested. Then, could you direct them to your paid offering?

Why It’s’ Powerful:

• Higher Profit Margin: You keep almost all the revenue (instead of splitting with an ad or affiliate network).
• Brand Building: Over time, you can be seen as an authority if people see your name on these tools, disclaimers, and content.

Implementation Tips:

• Have Claude 3.7 generate a membership portal skeleton code (if you’re comfortable) or use a WordPress membership plugin.
• Show tool results with a CTA like “Ready to take the next step? Join my [Finance or Fitness] Program.”

Combining Methods

Often, the best income comes from combining two or three approaches. For instance:

• Display Ads + Affiliate: This option shows ads on top while providing a button for a specific affiliate offer in the results box.
• Lead Generation + Own Course: Provide a lead form for immediate quotes, plus an option to download your paid eBook.

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Putting It All Together

Step-by-Step Summary

1. Pick a Niche and Idea
   • E.g., “student loan savings calculator,” celebrity net worth tracker,” calorie deficit tool.”
2. Create a Prompt for Claude 3.7
   • Carefully describe the inputs, outputs, disclaimers, color scheme, and affiliate link insertion.
3. Generate and refine
   • Review the code and test on your hosting.
   • If errors occur, paste them back into Claude to be fixed.
4. Monetize
   • Pick affiliate offers or sign up for an ad network relevant to your niche.
   • Insert banners, CTA buttons, or lead forms.
5. Optimize for Traffic
   • Ensure your page loads quickly, includes relevant keywords, and looks lovely on mobile.
   • Share on social media or relevant forums.
6. Iterate and Scale
   • If your first tool does well, create more in the same niche. If not, pivot to another angle.
   • Build multiple mini-sites or a single, more significant site with various calculators.

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Final Thoughts

Using Claude 3.7 to build and monetize tools strategy—mainly if you focus on topics where visitors have high intent or where ad clicks are valuable. The method is:

• Low cost: No huge developer fees.
• Fast: Claude can create a new page or tool in minutes.
• Lucrative: If done right, finance, real estate, insurance, or even hobby niches can yield consistent ad revenue or affiliate commissions.

To improve it, dial into sub-niches, add user-centric features (share buttons, email capture), and present a clean, professional look. Then, mix and match monetization methods to see which yields the most profit. AI will handle the coding; your main job is to think strategically about what your audience wants and which offers convert best.

When done carefully and consistently, you can build multiple profitable micro-tools, calculators, or trackers, each bringing in monthly revenue—and that is how you maximize your AI-driven online income.

PHP TRAINING

Below is a step-by-step tutorial that expands on the “Possible Limitations” you mentioned—precisely, the basic tech skills you’ll need to work effectively with Claude 3.7–generated code. Even though Claude can do most of the “coding” for you, you still need to know how to:

1. Work with your hosting File Manager
2. Create and edit .php files
3. Keep track of affiliate links, disclaimers, etc.

We’ll discuss each skill in detail, providing practical examples and illustrations of how to perform them in a typical hosting environment, such as cPanel or Hostinger’s hPanel.

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1. Working With Your Hosting File Manager

Most hosting providers (Hostinger, Bluehost, SiteGround, GoDaddy, etc.) offer some version of a File Manager in your hosting dashboard. This tool lets you manage all files on your server—no special software is required.

1.1 Logging Into File Manager

1. Log in to your hosting control panel (hPanel, cPanel, or similar).
2. Look for a section labeled “Files” or “File Manager.”
3. Click to open the File Manager. You’ll typically see a folder structure similar to your computer’s file explorer.

On hostinger’s panel, for example:

• You’ll click on the domain you want to manage, then select “File Manager.”
• This opens a page showing folders like public_html, which is usually where your live website files go.

1.2 Navigating to public_html or Main Folder

1. In many hosting setups, public_html (or sometimes www) is your “root folder” for the main domain.
2. Double-click public_html to open it.
3. You might see default files (index.php, index.html) or folders if you already have a website.

Pro Tip: If you have multiple domains/addon domains, each domain may have its own folder under public_html. Always confirm which folder corresponds to your domain.

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2. Creating and Editing .php Files

When Claude 3.7 generates code, it often gives you a block of text like:

<?php
// Some PHP code generated by Claude
echo "Hello, World!";
?>

To make this code live on your website, you’ll copy and paste it into a .php file in your hosting File Manager. Here’s how:

2.1 Creating a .php File

1. Inside File Manager, click “New File” or “Create File.”
2. Name the file something descriptive. For example, mrbeast.php, mortgage_calculator.php, or networth.php.
   • Make sure it ends with .php so the server recognizes it as a PHP file.
3. Click Create (or OK). You should now see the new file listed in your folder.

2.2 Editing the .php File

1. Right-click the newly created file and select “Edit” or “Open.”
2. A code editor will appear, where you paste Claude’s code.
3. Once pasted, save the file. On Hostinger, there’s a “Save” button in the upper-right corner of the editor.

2.3 Testing Your Page in the Browser

1. Open a new tab in your web browser.
2. Type the file path in the address bar. Example: https://YourDomain.com/mrbeast.php
3. If the code is correct, you’ll see your script’s output (e.g., a real-time counter, calculator, or text).

If you see an error (like a 500 error or a white screen), copy the error message and paste it back into Claude:
“I got the following error message when I ran the PHP script: [error message]. Please fix the code.”
Claude usually provides an updated version that resolves the error.

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3. Keeping Track of Affiliate Links, Disclaimers, Etc.

Affiliate links and disclaimers are critical for monetization and legal compliance—especially in niches like finance, health, or anything involving personal data.

3.1 Affiliate Links

3.1.1 Understanding Affiliate Links

• An affiliate link is typically unique to you, like: https://affiliateprogram.com/?ref=ABC123
• When someone clicks it, the program tracks that visitor’s purchase or action to your account.

3.1.2 Inserting Them Into Your Code

When you prompt Claude to create your tool, say:

“Include a button or text link that goes to [MY AFFILIATE URL]. For example: https://affiliateprogram.com/?ref=ABC123.”

Claude will generate something like the following:

<?php
echo '<a href="https://affiliateprogram.com/?ref=ABC123" target="_blank">Click here to learn more</a>';
?>

• You can embed that code anywhere—above, below, or inside your calculator results.

3.1.3 Tracking Clicks with a Redirect File

You can create a redirect file if you’d like to track clicks or swap affiliate links later without editing every page. For example:

1. Create a file: go-offer.php.
2. Paste: <?php header("Location: https://affiliateprogram.com/?ref=ABC123"); exit(); ?>
3. Now, in your main script, link to go-offer.php Instead of the raw affiliate URL: echo '<a href="https://YourDomain.com/go-offer.php" target="_blank">See Offer</a>';
4. Later, if you change affiliate networks, update the redirect destination. You won’t have to hunt down every instance of your old link.

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3.2 Disclaimers

3.2.1 Why Disclaimers Matter

• It protects you legally if you provide financial or health information.
• Informs users about data limitations (e.g., “All net worth estimates are approximate”).
• Increases trust—people like to see transparency.

3.2.2 Common Types of Disclaimers

• Financial/Income Disclaimer: “This information is for educational purposes only and does not constitute financial advice.”
• Affiliate Disclaimer: “We may receive commissions from partner links on this site at no extra cost to you.”
• Health/Medical Disclaimer: “This content is not a substitute for professional medical advice.”

3.2.3 Adding Disclaimers with Claude

When you prompt Claude, say:

“Include a brief financial disclaimer at the bottom that says: ‘This tool is for informational purposes only. We do not guarantee the accuracy of the data.’”

Claude might generate:

echo '<p style="font-size: 12px; color: #666;">
Disclaimer: This tool is for informational purposes only and does not guarantee results. Always consult a professional before making financial decisions.
</p>';

• Check local laws to ensure disclaimers meet requirements for your country or niche.

3.2.4 Organizing Multiple Disclaimers

If you run multiple pages, you can do something like the redirect file trick:

1. Create a file disclaimer.php with your standard disclaimers.
2. In each tool script, add: <?php include 'disclaimer.php'; ?>

That way, you keep disclaimers consistent across all tools.

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Putting It All Together: A Short Demo

Below is a mini example showing how you might structure a simplified .php file with disclaimers and an affiliate link. Let’s say this is your mortgage_calculator.php:

<?php
// 1. Display a brief heading
echo "<h1>Simple Mortgage Calculator</h1>";

// 2. Simple form for user input
echo '
<form action="" method="post">
  Loan Amount: <input type="text" name="amount"><br>
  Interest Rate (%): <input type="text" name="rate"><br>
  Loan Term (years): <input type="text" name="years"><br>
  <input type="submit" name="calculate" value="Calculate">
</form>
';

// 3. Handle form submission
if(isset($_POST['calculate'])) {
  $amount = (float) $_POST['amount'];
  $rate = (float) $_POST['rate'] / 100; // convert % to decimal
  $years = (int) $_POST['years'];

  // Basic interest calculation
  $monthlyInterestRate = $rate / 12;
  $numPayments = $years * 12;
  $monthlyPayment = $amount * ($monthlyInterestRate / (1 - pow(1 + $monthlyInterestRate, -$numPayments)));

  echo "<p>Your estimated monthly payment is: $" . number_format($monthlyPayment, 2) . "</p>";

  // Affiliate link or CTA
  echo '<p><a href="https://YourDomain.com/go-refi.php" target="_blank">See how you could lower your rate here</a></p>';
}

// 4. Disclaimer
echo '<hr>';
echo '<p style="font-size: 12px; color: #777;">
Disclaimer: This tool is for informational purposes only. Actual rates, payments, or other figures may vary. Consult a financial professional for specific advice.
</p>';
?>

How This Demo Works

• Lines 1–2: Output a heading and show a basic HTML form.
• Lines 3–17: If the user hits “Calculate,” do a quick approximate calculation for the monthly payment.
• Line 19: Provide an affiliate link to a “refi” page or redirect file (e.g., go-refi.php).
• Lines 23–26: Print a disclaimer at the bottom.

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Conclusion

Even though Claude 3.7 writes the code, you still need essential comfort with:

1. Hosting File Manager: Creating and editing .php files, moving them into the correct folder (public_html), and testing them live.
2. PHP File Basics: Copy-pasting code into .php files, understanding how to rename them, and ensuring they run correctly.
3. Affiliate Links & Disclaimers: Knowing where to place them, track them, and keep disclaimers consistent and clear.

Master these “light tech” skills, and you can deploy Claude-generated scripts quickly, keep all your disclaimers in order, and swap or update affiliate links as needed—paving the way for a smooth, profitable online business.